UBA Mobile App: Your Ultimate Personal Financial Manager

Frank Osei Nyarko
By Frank Osei Nyarko - NyarkoWiz 10 Min Read

Are you looking for a comprehensive and user-friendly mobile app that can revolutionize the way you manage your finances? Look no further than the UBA Mobile App!

With a wide range of features and functionalities, this app is designed to make your financial life easier and more convenient. Whether you want to send money, pay bills, save for your goals, or simply keep track of your transactions, the UBA Mobile App has got you covered.

In this article, we will explore the key features of the app and how it can benefit you in managing your accounts and achieving your financial goals.

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Features of the UBA Mobile App

1. Set Spending Limits

One of the standout features of the UBA Mobile App is the ability to set spending limits. With this feature, you can easily track your expenses and stay within your budget. By setting a spending limit for various categories such as groceries, transportation, and entertainment, you can have better control over your finances and avoid overspending.

2. Schedule and Pay Bills

Say goodbye to the hassle of remembering due dates and making manual bill payments. The UBA Mobile App allows you to schedule and pay your bills with just a few taps on your smartphone. Whether it’s your electricity bill, internet bill, or any other recurring payment, you can easily set up automatic payments and ensure that your bills are paid on time, every time.

3. Make Transfers

The UBA Mobile App provides a seamless and secure platform for making transfers. Whether you need to send money to a friend, pay for a purchase, or transfer funds between your UBA accounts, the app makes it quick and easy. With just a few simple steps, you can initiate transfers and have peace of mind knowing that your transactions are safe and secure.

4. Get Instant Notifications

Stay informed about your account activities with instant notifications from the UBA Mobile App. Receive real-time updates about deposits, withdrawals, transfers, and more. These notifications help you stay on top of your finances and provide an extra layer of security by alerting you to any suspicious transactions.

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5. Save for Your Goals

Whether you’re saving for a dream vacation, a new car, or your child’s education, the UBA Mobile App can help you achieve your financial goals. With the app’s savings feature, you can set up automated savings plans and watch your savings grow over time. You can also track your progress and adjust your savings strategy as needed.

6. Open a New Account

If you don’t have a UBA account yet, the UBA Mobile App makes it easy to open one. Simply select the “Open an Account” option, choose your preferred account type, and fill in your details. Your account number will be sent to you via SMS, and you can start enjoying all the benefits of the UBA Mobile App.

7. Interact in Multiple Languages

The UBA Mobile App caters to a diverse user base by offering support for multiple languages. Whether you prefer English, French, Spanish, or any other language, you can easily switch to your preferred language within the app. This feature ensures that you can navigate the app comfortably and understand all the information provided.

8. Sort Out Transaction Disputes Easily

In the rare event of a transaction dispute, the UBA Mobile App has you covered. The app provides a simple and straightforward process for resolving any transaction-related issues. With just a few taps, you can submit a dispute, provide the necessary details, and receive prompt assistance from the UBA customer support team.

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9. Find a Branch or ATM Near You

Need to visit a UBA branch or withdraw cash from an ATM? The UBA Mobile App makes it easy to locate the nearest branch or ATM. With the app’s integrated branch and ATM locator, you can quickly find the closest UBA service point and get the assistance you need.

10. Lock, Freeze, Cancel, and Block Your Card

Misplaced your UBA card or suspect fraudulent activity? With the UBA Mobile App, you have full control over your card’s security. You can lock, freeze, cancel, or block your card with just a few taps on your smartphone. This feature provides peace of mind and ensures that your funds are protected at all times.

11. Organize Your Dashboard

The UBA Mobile App offers a customizable dashboard that allows you to organize and prioritize the information that matters most to you. You can rearrange the tiles, add or remove widgets, and personalize your dashboard according to your preferences. This feature ensures that you have a clear overview of your accounts and transactions every time you open the app.

12. Select Themes to Suit Your Mood

Personalize your UBA Mobile App experience by selecting themes that reflect your mood and style. Whether you prefer a sleek and minimalist design or a vibrant and colorful interface, the app allows you to choose from a variety of themes. This feature adds a touch of personalization to your banking experience.

13. Wave Over Your Phone Camera to Hide Your Balance

Privacy is important when it comes to managing your finances. With the UBA Mobile App, you can protect your account balance from prying eyes. Simply wave your hand over your phone’s camera, and the app will automatically hide your balance. This innovative feature ensures that your financial information remains confidential, even when using the app in public.

14. Send Money to Phone Numbers

Sending money to friends and family has never been easier. With the UBA Mobile App, you can send money directly to phone numbers, eliminating the need for complicated bank account details. Whether it’s a birthday gift or a repayment, you can quickly and securely transfer funds to anyone with a phone number.

15. Confirm, Request, and Stop Cheques

If you need to manage cheques, the UBA Mobile App has you covered. You can conveniently confirm cheque payments, request new cheques, and even stop cheques if needed. This feature provides added convenience and flexibility in managing your financial transactions.

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Getting Started with the UBA Mobile App

Ready to experience the convenience and power of the UBA Mobile App? Getting started is easy, whether you already have a UBA account or need to open a new one.

Existing UBA Account Holders

If you already have a UBA account, follow these simple steps to get started with the UBA Mobile App:

  1. Download the UBA Mobile App from the Google Play Store.
  2. Select “Sign-up” and register as a new user.
  3. Choose from any of the options available for registration:
    • UBA Debit/Prepaid Card
    • UBA Secure Pass
    • USSD PIN
    • Activation Code Only (limited access)
    • In-branch activation

New UBA Account Opening

If you don’t have a UBA account yet, follow these steps to open an account and start banking with the UBA Mobile App:

  1. Open the UBA Mobile App and click on the menu icon located on the top-left corner of the app.
  2. Select “Open an Account”.
  3. Choose your preferred account type, such as savings or current account.
  4. Fill in your details as prompted in the app.
  5. Your UBA account number will be sent to you via SMS.
  6. Complete the signup process by following the instructions provided.
  7. Start exploring the features and functionalities of the UBA Mobile App.


In conclusion, the UBA Mobile App is a powerful tool that can transform the way you manage your finances. With its wide range of features, you can easily track your spending, pay bills, make transfers, save for your goals, and much more. Whether you’re an existing UBA account holder or looking to open a new account, the UBA Mobile App offers a seamless and user-friendly banking experience. Download the app today and take control of your financial future.

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